What we do
CashFlo is India's first integrated, multi-funder marketplace offering an end-to-end solution for supply chain financing
We are a network of Buyers, their Suppliers and Financial institutions where they collaborate for early payments in a manner profitable for all.
For the first time, Buyers have the flexibility of deploying their own treasury surplus funds, leveraging TREDS and /or other direct financiers for payables financing, while vendors have access to on-demand, collateral free, 1-click source of funds at their preferred rate of interest - A win-win ecosystem for all.
Unlock value across working capital cycles
Whether you are experiencing liquidity shortage or have excess capital, our strategic programs coupled with a cutting edge technology platform can help you optimize your cash position and improve bottomline
Leverage strong cash position
Earn up to 3x risk-free returns on excess cash by participating on CashFlo's exchange, whenever you have excess liquidity through the year. No lock-in.
Virtually a new asset class for modern treasuries, with the flexibility of any short-term fund, but a unique option of choosing your own interest rates
Strengthen weak cash position
Extend days payables outstanding at click of a button, and pay your suppliers later
Get access to short term capital by discounting receivables of customers at click of a button, anytime, anywhere at affordable rates and get instant approval. No paperwork, no cumbersome processes, and no liability on balance sheet
Simple. Affordable. High Impact.
Hit the ground running. No expensive ERP-like installations
Get started immediately. No expensive resources or management bandwidth for running the program either. We manage everything for you
Achieve upto 5% improvement in bottomline
One of the few solutions that directly leads to tangible bottomline impact. Improve your gross margins or pass on pricing benefits to customers to drive higher revenues
Performance based pricing. Easy on the wallet.
Unlike most enterprise solutions in the market, we invest in the success of our clients by tying our remuneration to our client success
Award-winning, state-of-the-art platform for vendor financing
As a recognition of our innovative solution to invoice discounting, Cashflo was awarded the Supply Chain Finance Solution of the Year at the Inflection Summit & Awards organised by NASSCOM for breakthrough innovation and excellence in Supply Chain and Digital Transformation in Bangalore on January 23, 2019
We are on a mission to solve the complex problem of affordable and seamless credit access to small businesses through innovative models leveraging technology
CashFlo's genesis stems from the amalgamation of a deep appreciation of problems in business financing based on 2+ decades of serving businesses, a curiosity for changing the status quo and an equally strong understanding of emerging technology trends that uniquely positions the company to serve the unmet needs of small businesses in a scalable manner.
CashFlo along with its sister-concern HCS, caters to the full range of financing needs of SMEs and Corporates. HCS is a prominent capital markets intermediary and a registered NBFC with the RBI, having raised over Rs. 10,000 Crores of capital till date.
We work with some of India's leading organisations across 10+ sectors, from manufacturing to retail to services and we are exclusive strategic partners with India's leading TREDS platform.
Powered by cutting-edge technology innovation
Predictive analytics based on proprietary algorithms leveraging 20+ factors for interest rate pricing. Service Oriented Architecture to allow for seamless API integrations with broader eco-system
Mobile friendly, easy to use platform, co-created with businesses to ensure extreme simplicty and ensure easy adoption
GST Ready processes to ensure easy account and reconciliation
Regulatorily compliant platform
Get in touch today — and learn how we can help you transform your working capital strategy